Wealth Protection / Risk Management

A well structured financial plan is more than just building wealth.  It's also about managing future risks.

The common belief "it won't happen to me" results in many people having a sound plan for wealth creation but not an adequate plan to protect the very things that generates the wealth - themselves.

For small business owners we look at the business' debt, equity structure and current arrangements and then analyse the impact on the business if a business owner unexpectedly dies or is unable to work due to sickness or injury.

When planning their financial path through life to retirement and beyond, many people overlook, underestimate or even deliberately ignore the risk and possible impact of unplanned life events that could affect their financial objectives and strategies. These risks could include:

• Loss of income during an extended period of illness or injury
• Costs incurred while you recover from a serious illness
• Permanent income loss through long-term illness or disability
• Your dependant’s loss of income through your premature death
• Business viability while you are ill and can’t earn an income

At Robertson Scannell we will examine each client’s need for protection against these risks and, if necessary, recommend appropriate insurance by reviewing different company policies and helping you work out how much risk protection you need.

Contact the team at Robertson Scannell today for an obligation free assessment of your current financial situation.